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FREQUENTLY ASKED QUESTIONS
Who is eligible for Medicare?
Medicare is a health insurance program for people age 65 or older. Some younger people are eligible for Medicare including people with disabilities, permanent kidney failure and amyotrophic lateral sclerosis (Lou Gehrig’s disease or ALS).
Are there late enrollment penalties for Medicare?
Yes, in most cases if you don't sign up when first eligible, you will pay a higher premium. Go to medicare.gov to see the details on Part A, Part B and Part D late enrollment penalties.
Do I need to sign up for Medicare Part B if I am still working and have insurance through my employer?
You may have health insurance coverage under a group health plan based on your or your spouse's current employment. In this case, you may not need to apply for Medicare Part B at age 65. You may qualify for a Special Enrollment Period and be able to delay signing up for Medicare Part B without a late enrollment penalty.
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